Bhubaneswar : Axis Bank, one of the largest private sector banks in India announced its Q3FY26 results today, reporting a net profit of Rs. 6,490 crores. The Bank’s Net Interest Income (NII) grew 5% YoY and 4% QoQ to Rs. 14,287 crores in Q3FY26. Its Net Interest Margin (NIM) for Q3FY26 stood at 3.64%. On a QAB basis, total deposits grew 5% QoQ and 12% YoY. The MEB CASA ratio stood at 39%, continues to be among the best across large peer banks. As on 31st December 2025, the Bank’s reported Gross NPA and Net NPA improved to 1.40% and 0.42% respectively, against 1.46% and 0.44% as on 30th September 2025. Fee income for Q3FY26 grew 12% YoY to Rs. 6,100 crores. Retail fees grew 12% YoY; and constituted 71% of the Bank’s total fee income. Overall capital adequacy ratio (CAR) stood at 16.55%, CET 1 ratio of 14.50% up 7 bps QoQ.
The Bank’s wealth management business is among the largest in India with Assets Under Management (AUM) of Rs. 6,87,738 crores at the end of 31st December 2025 that grew 7% QoQ and 8% YoY. The Bank’s domestic subsidiaries delivered steady performance with 9MFY26 PAT of Rs. 1,490 crores, up 6% YoY.
The Bank’s overall distribution network stands at 6,110 domestic branches and extension counters along with 281 Business Correspondent Banking Outlets (BCBOs) situated across 3,315 centres as on 31st December 2025 compared to 5,706 domestic branches and extension counters, and 202 BCBO’s situated in 3,122 centres as on 31st December 2024.
Amitabh Chaudhry, MD & CEO, Axis Bank, commented, “Our progress this quarter reflects our focus on creating solutions that matter – simplifying access to credit, reimagining digital banking, and investing in talent and ideas that will shape the future. We will keep strengthening our competitive edge by modernising our platforms, empowering our teams, and staying ahead of shifts in customer behaviour through smart and revolutionary solutions.”
