Bhubaneswar : PhonePe today announced the launch of biometric authentication for UPI payments, enabling a faster and more seamless ‘one-touch’ payment experience for its users. This new feature allows users to authorize transactions using their smartphone’s native security, such as fingerprint or facial recognition, eliminating the need to manually enter a UPI PIN for transactions. With this launch, PhonePe becomes one of the first major payments players to bring this capability to market at scale.
Speaking on the launch, Deep Agrawal, Head of Payments at PhonePe, said,“At PhonePe, our goal has always been to make digital payments as intuitive and accessible as possible for every Indian. By integrating biometric authentication, we are taking a significant step toward a truly frictionless payment experience. This feature not only saves time but adds a hardware-grade layer of security that protects users in their everyday environments.”
In line with current regulatory guidelines, this ‘one-touch’ approach leverages device-level biometric verification as a secure two-factor authentication layer for UPI transactions up to ₹5,000. Transactions exceeding this limit will continue to require UPI PIN authentication to ensure maximum security. Consumers will be able to utilize biometric authentication across every day use cases such as peer to peer money transfers, scanning a QR to make payments in-store or online payments and even to check their bank balance.
PhonePe has introduced a new biometric payment feature designed to streamline and secure the transaction process for its users. Currently available for Android users, the update allows for seamless authentication using either fingerprint or facial recognition. While the feature is currently platform-specific, iOS functionality is expected to roll out in the near future.
